Education Plan - Financial Education for All in School - War on Illiteracy

A. Financial Education: 
Programs implemented for all students of K-14 graduation - 
We have Drivers Education for driving a car but no "Financial Ed" for high school graduates to obtain checking accounts, credit cards, or buying cars. 
All counties and states need to unify such a plan as part of graduation requirements.

Teach classes to high school and college students as core curriculum the basics of:

1. Filing taxes, financial planning with the complexities of keeping financial records
2. Setting up monthly budgets, manage all bills such as utilities, rent, etc.
3. How to get a credit report, understand credit scores, legal aspects of how bad credit effects life.
4. How to buy a car and what the benefits of new versus used car.
5. How to buy a house: the complexities of house inspection, buying a house with home loan details
6. How to manage checking and credit card accounts, lines of credit that banks offer.
7. How to select all types of insurance: medical, dental, health, life. 
8. How to plan for investments into 401K plans, stock market, commodities market
9. How to save and budget for the above and emergencies.
10. Teach students time management skills in high school.
11. Financial Education programs should be partially funded by all financial institutions 
Banks, credit card companies, and credit unions.

B. Medicine Taught in high school, all forms of doctors, research and development fields: 
Education of medicine basics in high school, health, and proper eating and physical education programs for mental and physical health. 
 C. Overview of all Engineering fields to junior-high school students: Genetic, Mechanical, Electrical, Civil, Chemical, Aerospace, Biological, Environment, Oceanography, and Industrial
 D. Increase number of engineering and science degrees to business and other degree programs in high school and college to offset the imbalance of societal need in today's society for tomorrow.
 E. Re-educational programs in all corporations to bridge the technology and financial gaps in society, 1 hour a day of educational programs at every corporation in America.    
 F. Establishment of K-14 – Kindergarten to A.S. degree for all high schools. 
Upgrade computers and network infrastructure for all schools in every city in the United States. 
 G. Funding for education to become fixed percentage of state and city budget, merge all property taxes into general funds. Nationalize and monitor state and county education programs to improve and standardize out of date educational curriculum.
 H. Double the salaries of all teachers, free classes for teachers to enrich their teaching abilities. Permanently incorporate COLA as part of teacher’s annual raises. Merit rises for productivity of teachers.
 J. Establish of free educational channels for all Americans, sponsored by national corporations. Encourage continued education for all Americans, 100% taxes write off in areas relative to better paying jobs.
  
If we can spend trillions on wars in other countries maybe we can spend a trillion fighting the illiteracy war in the United States. 

Reading Statistics

Total percent of U.S. population that has specific reading disorders       15%
Total percentage of American adults who can’t understand the labels on their prescriptions 46%
Total percent of young people who claim they read more than 10 books a year            56%
Total percentage of U.S. adults who are unable to read an 8th grade level book           50%
Total amount of words read annually by a person who reads 15 minutes a day            1 million
Total percent of U.S. high school graduates who will never read a book after high school       33%
Total percentage of college students who will never read another book after they graduate    42%
Total percentage of U.S. families who did not buy a book this year        80%
Total percentage of adults that have not been in a book store in the past 5 years          70%
Total percentage of books started that aren’t read to completion            57%
Total percent of U.S. students that are dyslexic     15%
Total percentage of NASA employees that are dyslexic    50%
Total number of U.S. inmates that are literate       15%


 References:
http://www.statisticbrain.com/reading-statistics/






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